Are you looking for a speaker and financial expert to talk money in a compassionate, entertaining and straightforward way?

We cover the ins and outs of personal finance - from getting rid of debt, building a positive net worth, to debunking credit and more

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Ricardo Arbona

founder/Chief Financial Architect

As a speaker for the community and for millennials, Ricardo is known for his “real talk” approach to personal finance. With over 10 years of experience in the financial industry, he is passionate about sharing his expertise and his own personal stories to address relevant money concerns and provide easy-to-implement solutions. Ricardo creates tailored presentations, and educational materials to teach people how to build sustainable financial lives while motivating them to achieve financial wellness in a non-preachy, and dynamic way.

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Areas of Expertise

  • Basics of Personal Finance
  • Financial Planning for Big Life Events
  • Millennial Money and Wealth Building
  • Money Habits and Abundance Mindset
  • Entrepreneurship
  • Financial Infidelity



Custom Private Events

Panel Discussions


Employee Trainings

Lunch and Learns

Press + Media

TV and Radio





Brand Ambassador

Who books us?


Have hired us to host workshops, keynotes, lunch and learns, breakout sessions, and trainings focused on promoting employee financial wellness in an effort to improve workforce agility, engagement, and productivity

Small Businesses

Have hired us to host private events focused on income maximization, debt reduction, and how to successfully set short-long term financial goals, in an effort to improve employee productivity and retention

Universities & Colleges

Have hired us for fireside chats, workshops, and panel discussions with the goal of educating students on how to manage their personal finances effectively early on, and how to prepare and handle financial distress post graduation from student debt, and getting a new higher-paying job

Non-Profit Organizations

Have partnered with us to create financial literacy programs for the local community focused on financial basics such as creating a budget, paying off debt, savings, and how to reach tangible goals like buying a home or a car, and financially planning for future life events, like having a baby

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Word on the street says...

I have a lot of debt from before my husband and I got married. We’d been paying them off for years and still weren’t making a significant dent on that debt, so we knew we needed help. We contacted myFinTect, but didn’t really know what to expect from their service. Ricardo sat with us and looked at our budget in detail and helped us see places we could be saving money. He even found money we didn’t realize we had in order to help us allocate more money to pay off our debt faster. He also helped us see ways we should be saving up our money for emergencies, college for our kids, and even our retirement! He helped us make a plan for now, soon, and way into the future all in one consultation. Thank you, myFinTect, for helping my family and I be able to see a way out of this crippling debt, and look forward to a financially stable and successful future.
We were so lost financially. We'd been reading articles on how to manage our money better, but still didn't have a clear idea on what to do to get out of debt and maximize our income. Then we booked a one and a half hour personalized consultation with MyFinTect. Ricardo was able to go over our finances with us in detail and see where we could cut unnecessary expenses. He helped us see how to better use our money to help us get out of debt, save up money for our vacation, and explained which kind of account we should set up to save money for our kids' college education. We are so happy we found MyFinTect because now we know that there is a way out of our debt and we can see a better future for our family.
Amazing people doing amazing work. The entire team is genuine and care to help. Their process is thorough and reveals insightful/hard truths about your habits and personal finances. Ricardo is very professional and provides great advice that are easy to overlook!
Life changing! Best decision I have made in a very long time. Ricardo, my financial architect, is always there when I have any doubts or questions. I have been able to save money I never thought I could and will be paying off my debt in a few months (before MyFinTect it was going to take me three years or even more). MyFintect’s help and guidance has also positioned me in a much better place in my small business. I would recommend their services to pretty much anyone that wants financial peace of mind and wants to build a future they dream of!
I recently moved to Miami, clean slate no debt but no financial plan for what was to come, thanks to myfintect I'm learning how to manage my money without getting into debt and how to manage my credit. Thanks to Ricardo now I know how important is to control your money and to really know what the worth of everything is. I can honestly say that myfintect is the BEST money that I have spend. Thank you to the team with all your help!

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