Join a membership that will help put money back
in your pocket
, for a change.

Simple plans.
By millennials for millennials.

Have any questions?
Shoot us an email or let's chat


Individual or Couple


get started




get started


Individual or Couple


get started




get started
or Couple

Income Automation

Automate your income so that you have one less thing to worry about

Personalized Financial Plan

Pay off Debt


Build or grow an emergency fund, while saving for future goals

Credit Score and Credit Report

Employee Benefits

Education on 401(K), insurances, FSA & HSA, etc...

Home and Car Buying

Providing you support and education throughout this process

Investment and Retirement Education

Life Events Support

Make adjustments as life happens, and plan when possible before big events start taking place in your life. We'll help you prepare to buy your house, a next car, planning for a wedding or a baby, you name it!

Travel Hacking

Personal Banking

Separate bank accounts and maximize your banking benefits

Credit Cards

Education on hacks, avoiding fees, strategies, interest, reward points, etc...

Effective Money Management

Tips and Techniques to help you manage money smarter and easier

Develop a positive Net worth

Establish a Business Financial Plan

Business Banking Review

How to separate business accounts [Operating, Payroll, Savings, Emergencies, etc...]

Review Credit Accounts

Analyze Business Lines of Credit, Credit Cards, and Business Loans

Manage unpredictable income, growth, emergencies

Factor your business into your personal financial plan

Optimize profitability

Pay yourself a consistent income

Business Owner Retirement Investment Education

Beyond office hours icon

30-day Quit Free Guarantee

You can join our membership worry free knowing that if you don't absolutely love working with us, you'll get a full refund.

Cancel Anytime

Monthly subscriptions can be canceled any time, no questions asked.


Individual or Couple


get started




get started


Individual or Couple


get started




get started

To get ahead you need to get started.

It's time to get your finances in order without giving up your daily brew, or self-care routine

All memberships include:

Virtual check-ins with your Financial Architect

Unlimited email and
text support

Help with financial planning for life events

Short to long term
goal-setting session

Income automation implementation

Personalized financial plan that is goal-based

Additional perks of being a member of myFinTect:

A personal accountability buddy

We'll show up for you every step of the way. Think of us as your personal finance go-to friend whom you can reach out to for all of your financial questions and concerns. We'll help you stay on track with your goals and financial plan

15% off on your birthday month

You read that right! On your birthday month you will get 15% off. If you are signed up as a couple,  you will receive a total of 30% off in the year

10% off referral discount

If you refer a family or friend, they will get 10% off on their first month, and you will get 10% off on the month they sign up. We call this a win-win

Access to our member meetups

Every month we host an event, locally, where you will have the opportunity to network with our financial architects, and fellow members to chat about all things money. The first beer is always on us! Of course, you have to be 21 and over to drink.

Word on the street says...

I have a lot of debt from before my husband and I got married. We’d been paying them off for years and still weren’t making a significant dent on that debt, so we knew we needed help. We contacted myFinTect, but didn’t really know what to expect from their service. Ricardo sat with us and looked at our budget in detail and helped us see places we could be saving money. He even found money we didn’t realize we had in order to help us allocate more money to pay off our debt faster. He also helped us see ways we should be saving up our money for emergencies, college for our kids, and even our retirement! He helped us make a plan for now, soon, and way into the future all in one consultation. Thank you, myFinTect, for helping my family and I be able to see a way out of this crippling debt, and look forward to a financially stable and successful future.
We were so lost financially. We'd been reading articles on how to manage our money better, but still didn't have a clear idea on what to do to get out of debt and maximize our income. Then we booked a one and a half hour personalized consultation with MyFinTect. Ricardo was able to go over our finances with us in detail and see where we could cut unnecessary expenses. He helped us see how to better use our money to help us get out of debt, save up money for our vacation, and explained which kind of account we should set up to save money for our kids' college education. We are so happy we found MyFinTect because now we know that there is a way out of our debt and we can see a better future for our family.
Amazing people doing amazing work. The entire team is genuine and care to help. Their process is thorough and reveals insightful/hard truths about your habits and personal finances. Ricardo is very professional and provides great advice that are easy to overlook!
Life changing! Best decision I have made in a very long time. Ricardo, my financial architect, is always there when I have any doubts or questions. I have been able to save money I never thought I could and will be paying off my debt in a few months (before MyFinTect it was going to take me three years or even more). MyFintect’s help and guidance has also positioned me in a much better place in my small business. I would recommend their services to pretty much anyone that wants financial peace of mind and wants to build a future they dream of!
I recently moved to Miami, clean slate no debt but no financial plan for what was to come, thanks to myfintect I'm learning how to manage my money without getting into debt and how to manage my credit. Thanks to Ricardo now I know how important is to control your money and to really know what the worth of everything is. I can honestly say that myfintect is the BEST money that I have spend. Thank you to the team with all your help!

You got questions, we got answers:

Why do I need a financial coach?

In the same way a personal trainer can improve your fitness, a financial coach can improve your finances. A financial coach will help you set a plan, get focused, make better decisions and stay accountable.

What do I get by enrolling in a plan?

This will depend on the plan that fits you. Please visit our pricing section to review all benefits included in each plan at

Are the sessions in person?

It’s up to you! We are available 24/7 through text and email. Our virtual sessions can happen over video conference, phone, or in person if you’re local to the Miami, FL area, and prefer to meet face-to-face.

How long do I need coaching?

Accomplishing your financial goals won't happen overnight. Some people just need a little help getting on the right track, others want to have the support of a coach by their side, and others have longer term goals. Generally, we recommend giving it at least 6 months to see meaningful results. Our mission is to help you accomplish your financial goals and set you up for financial success. We have a 30 day money back guarantee and you can cancel anytime.

If I enroll with myFinTect™ how soon can I see results?

Each person’s financial situation is different. We commit to work, educate, and share everything that is applicable to you during the time we have together. However, we can’t do the work for you. The more disciplined and committed you are to sticking to your goals and reshaping your habits, the faster the results are going to come. With our guidance, of course, every step of the way.

view all frequently asked questions

Still on the fence?

Take our quiz and find out where you stand or schedule a complimentary
call with one of our Financial Architects.