Frequently Asked Questions

Any questions? Shoot us an email at hello@myfintect.com
What if I want to cancel?

While we hope that won't be the case, we understand we might not be the right fit for everyone at every stage of life. You can always reach us at hello@myfintect.com or call us at 305-239-8923

What can't myFinTect™ help with?

Our coaches can help with a lot, but these are some specific topics that we aren't the best fit for: bankruptcy, eviction, wage garnishments, defaulted student loans, multiple debts in collections, debt settlement plans, repossessions, tax advice, and foreclosure.

I have another question that isn’t listed here and it’s not answered on your website, what should I do?

You can text, email, or schedule a call 3

Can myFinTect™ help me with: mortgage, car, budgeting, fixing my credit, etc.

Absolutely. Your Personalized Financial Plan is designed based on your needs. We can help with budgeting, savings, debt, mortgage, car, among other topics and life events that influence your finances. We also provide investment education. However, we do not provide investment advice. myFinTect, LLC (DBA My Financial Architect) is not a registered investment advisor.

Is the information I share with you confidential and safe?

Check out our Privacy Policy. There we explain how we use, share, and protect your information

What payment methods does myFinTect™ offer?

We believe in transparency and offer a personalized affordable solution. We offer a monthly membership which you can pay via Debit or Credit card. The monthly membership is charged every 30 days to make sure your fully taking advantage of your membership since day 1.

How is myFinTect™ different than other financial coaches?

Our financial architects have the professional qualifications and over 10 years of experience. Not just classroom knowledge, but real life knowledge. We provide a fiduciary service; meaning, your best interest is ours. Finally, we understand there’s a lot of ambiguity in the industry when it comes to packages, pricing, and services offered. We believe personal finance should be as clear as possible. That’s why we are 100% transparent when it comes to our membership, services, and benefits.

How does your pricing compare to financial coaches?

There are various pricing models in the industry such as fee based, income based, complexity based, hourly, etc. Typically, services of financial planners and coaches are between $1,000 to $3,000 per year or between $150 to $300 per hour(1). Our goal is to provide a personalized affordable and accessible service to everyone. With this purpose we decided to break the traditional model and bring the best pricing and benefits to our clients.

On average, financial coaches charge an hourly rate of $257(2). Our lowest per hour rate is $37.25(3)

What is the process to sign up?

To enroll in a plan all you have to do is: 1. Select your plan   2. Schedule a call   3. Meet your Financial Architect  4. Kick off your plan. To learn more about your membership benefits go to myfintect.com/membership and to learn more myfintect.com/learnmore

If I enroll with myFinTect™ how soon can I see results?

Each person’s financial situation is different. We commit to work, educate, and share everything that is applicable to you during the time we have together. However, we can’t do the work for you. The more disciplined and committed you are to sticking to your goals and reshaping your habits, the faster the results are going to come. With our guidance, of course, every step of the way.

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Accomplishing your financial goals won't happen overnight. Some people just need a little help getting on the right track, others want to have the support of a coach by their side, and others have longer term goals. Generally, we recommend giving it at least 6 months to see meaningful results. Our mission is to help you accomplish your financial goals and set you up for financial success. We have a 30 day money back guarantee and you can cancel anytime.

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It’s up to you! We are available 24/7 through text and email. Our virtual sessions can happen over video conference, phone, or in person if you’re local to the Miami, FL area, and prefer to meet face-to-face.

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This will depend on the plan that fits you. Please visit our pricing section to review all benefits included in each plan at myfintect.com/membership

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In the same way a personal trainer can improve your fitness, a financial coach can improve your finances. A financial coach will help you set a plan, get focused, make better decisions and stay accountable.

1https://smartasset.com/financial-advisor/fee-only-financial-planner.
2https://www.financialeducatorscouncil.org/financial-coach-fees/
3Based on clients that will need weekly sessions. Monthly plan of $149 divided by 4 hrs a month